Terms of Use

1. Agreement

These Terms of Use ("Terms") govern your access to and use of pyekai.com (the "Site") operated by Pyek Financial, LLC ("Pyek," "we," "us"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site. Engagement-specific services are governed by a separate written agreement.

2. Use of the Site

You may view, download, and print content from the Site for your personal, non-commercial, informational use, provided you do not modify the content or remove proprietary notices. You may not use the Site for any unlawful purpose, nor attempt to gain unauthorized access to any portion of the Site, systems, or networks.

3. Intellectual property

Unless otherwise indicated, all content on the Site — including text, graphics, logos, images, layout, and design — is owned by or licensed to Pyek Financial, LLC and is protected by applicable intellectual property laws. You may quote short excerpts of our Insights content with attribution and a link back to the original.

4. Marks

"Pyek," "Pyek AI," "Pyek Financial," and related logos and wordmarks are owned by Pyek Financial, LLC and may not be used without written permission. All other marks referenced on the Site are the property of their respective owners.

5. No professional advice

Content on the Site, including articles in our Insights section, is provided for general informational purposes only and does not constitute professional advice. It is not a substitute for specific advice from qualified legal, financial, tax, or other professional advisors. Do not rely on Site content as the sole basis for business decisions.

6. Third-party links

The Site may contain links to third-party websites. We do not control or endorse those sites and are not responsible for their content, privacy practices, or availability.

7. Disclaimers

The Site is provided on an "as is" and "as available" basis. We make no warranties, express or implied, about the Site's accuracy, completeness, reliability, or availability. To the maximum extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of liability

To the maximum extent permitted by law, Pyek Financial, LLC and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, even if advised of the possibility of such damages. Our aggregate liability related to the Site is limited to one hundred U.S. dollars ($100).

9. Indemnity

You agree to defend, indemnify, and hold harmless Pyek Financial, LLC and its affiliates, officers, employees, and agents from any claims, damages, liabilities, costs, or expenses arising from your misuse of the Site or your violation of these Terms.

10. Governing law

These Terms are governed by the laws of the State in which Pyek Financial, LLC maintains its principal place of business, without regard to conflict-of-laws principles. You agree that any dispute will be resolved in the state or federal courts located in that jurisdiction.

11. Changes

We may update these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Site after changes constitutes acceptance.